2009-05-15T00:10:58Z 4 I was Told That I Need Nonstandard Auto Insurance. What is this? 2009-06-04T01:37:18Z 2009-05-15T00:10:58Z 4 4 <p>This is terminology to describe those drivers whose past underwriting experience makes it almost impossible for them to obtain standard or preferred rates of auto insurance.</p><p>Drivers with serious violations, i.e. D.U.I., numerous accidents, involved in a recent serious accident, or have made numerous claims, may be considered factors in making them “high risk driver’s”.</p><p>Those drivers that find themselves in the nonstandard market are, inexperienced drivers, drivers of high-powered sports cars, custom built cars, specialized cars and drivers that have lapsed in coverage.</p>Insurance companies specializing in nonstandard auto insurance also attract drivers who are not nonstandard, on the basis that they offer a better deal than others. A portion of the larger insurers own several nonstandard insurance companies themselves.</p> 2009-06-04T01:37:00Z