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What is Disability Insurance?

Disability insurance covers those who are unable to work due to illness or injury. Short and long term policies are available. The short term disability policy has a waiting period of 0-14 days with a maximum benefit period of no longer than 2 years. The long term disability policy has a waiti…

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Health Insurance at College

By now you have decided what you’re going to do and which college you’re attending. The future is bright you should be looking foward to a range of exciting new experiences that come with entering the more adult world of freedom. Leaving the nest behind and all the rules and obligations placed…

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The Value of Life Insurance

There are countless reasons that make the purchase of life insurance absolutely necessary for all concerned with the security of their family if something fatal happened to them. Replacement income for dependants, creating a source of savings, necessary funds for death taxes and burial costs a…

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What Affect Does Credit History Have on Insurance

We all know that when dealing with financial institutions that your credit history is vital when getting a loan approved. Insurance companies also look at individuals credit score when determining how much they will pay for their premiums. All states in the U.S. adhere to this practice except …

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Life Insurance- How much do I need?

When you are taking into consideration taking out life insurance it can be quite daunting as you’re dealing with an event that most of use would rather avoid giving much thought too. For your loved ones though, life insurance can be the most decisive financial preparation that you could ever d…

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Auto Insurance for the College Student

”Get your motor running head out on the highway, looking for adventure and what ever comes our way…….” might be the battle cry for the young adult male ready for the fast times that are provided in the college environment. The reality is that you will have to pay exorbitantly to receive auto i…

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