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What is Disability Insurance?

Disability insurance covers those who are unable to work due to illness or injury. Short and long term policies are available. The short term disability policy has a waiting period of 0-14 days with a maximum benefit period of no longer than 2 years. The long term disability policy has a waiti…

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What is the Value of Homeowners Insurance?

Homeowners insurance value is in the offering of a economic safeguard against any misfortune that could risk the security of what is generally the most precious asset you own. You can insure the home and the contents with just a standard policy. The policy comes as a package meaning that cover…

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Auto Insurance for the College Student

”Get your motor running head out on the highway, looking for adventure and what ever comes our way…….” might be the battle cry for the young adult male ready for the fast times that are provided in the college environment. The reality is that you will have to pay exorbitantly to receive auto i…

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Health Insurance at College

By now you have decided what you’re going to do and which college you’re attending. The future is bright you should be looking foward to a range of exciting new experiences that come with entering the more adult world of freedom. Leaving the nest behind and all the rules and obligations placed…

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Travel Insurance – Why do I Need It?

In these tough economic times it might seem as a feasible option to disregard travel insurance when planning your next vacation. The protection that travel insurance provides far outweighs the short term and minimal savings of foregoing it.

Every situation can’t be controlled even for th…

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What Affect Does Credit History Have on Insurance

We all know that when dealing with financial institutions that your credit history is vital when getting a loan approved. Insurance companies also look at individuals credit score when determining how much they will pay for their premiums. All states in the U.S. adhere to this practice except …

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