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Travel Insurance – Why do I Need It?

In these tough economic times it might seem as a feasible option to disregard travel insurance when planning your next vacation. The protection that travel insurance provides far outweighs the short term and minimal savings of foregoing it.

Every situation can’t be controlled even for th…

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What Affect Does Credit History Have on Insurance

We all know that when dealing with financial institutions that your credit history is vital when getting a loan approved. Insurance companies also look at individuals credit score when determining how much they will pay for their premiums. All states in the U.S. adhere to this practice except …

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The Value of Life Insurance

There are countless reasons that make the purchase of life insurance absolutely necessary for all concerned with the security of their family if something fatal happened to them. Replacement income for dependants, creating a source of savings, necessary funds for death taxes and burial costs a…

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Life Insurance- How much do I need?

When you are taking into consideration taking out life insurance it can be quite daunting as you’re dealing with an event that most of use would rather avoid giving much thought too. For your loved ones though, life insurance can be the most decisive financial preparation that you could ever d…

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Health Insurance – A Victim of the Credit Crunch

The current economic conditions in the U.S. are appearing more dire by the day. Unemployment figures just released fell just under 9% and forecast predict that number will rise in the coming months. With the majority of the jobless having previously relied upon employer-contributed health in…

Insurance

What is Disability Insurance?

Disability insurance covers those who are unable to work due to illness or injury. Short and long term policies are available. The short term disability policy has a waiting period of 0-14 days with a maximum benefit period of no longer than 2 years. The long term disability policy has a waiti…

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